Theft

Known also as Burglary Insurance, this covers the trade contents against theft accompanied by an actual forcible and violent entry of or exit from the premises. Premiums These will depend on a number of factors, including type of business, location, protections and previous claims history. Premiums can be reduced by opting for a voluntary deductible, […]

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Money

Most businesses will require insurance on their Money, which includes cheques (except pre-signed blank ones), postal and money orders and current postal stamps. Cheques are included in the definition for your complete protection, although their loss should not usually result in any money loss to you. Premiums The premiums will depend on the type of […]

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Bonds

A bond is not an insurance policy, having some fundamental differences from it. An insurance policy is an agreement between two parties only, the Insured and the Insurer whereby, in return for a premium, the Insurer agrees to pay claims should the event insured against occur. A bond, however, involves three parties: The contractor, who […]

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